Courses on Khan Academy are always 100% free. Start practicing—and saving your progress—now: https://www.khanacademy.org/economics-finance-domain/core-finance/money-and-banking/banking-and-money/v/banking-9-more-on-reserve-ratios-bad-sound Seeing how reserve ratios limit how much lending I can do. More free lessons at: http://www.khanacademy.org/video?v=DFPBdbx0vFc